Archive | Debt Consolidation

What is Debt ‘Consolidation’?

This rather broad term can mean many things depending on the situation, the person in question or what the desired outcome is. It also is […]

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Will I be able to renew my mortgage during a debt consolidation or proposal?

Other than “What if I win the lottery?” and “Will this affect my spouse?”, this is the most frequently-asked question we get from our clients. […]

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Canada Revenue Agency’s (CRA) powers and your options to stop them

“You can’t fight City Hall.” That’s what they say, isn’t it? And that counts double for the federal government for a lot of people. Canada […]

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Can I Settle My taxes Owing to CRA in a Consolidation?

Absolutely you can. About 58,000 people did just that in 2015 in Canada. Income tax arrears are eligible to settle with Canada Revenue Agency (CRA) […]

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Top Ten Bankruptcy Myths – Part 1

OK, people like lists and since that’s the thing to do these days on the web, that’s how we’ll work it. So – here are […]

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407 ETR Debt Now Dischargable in Bankruptcy or Proposals

A recent ruling in the Ontario Court of Appeal means that 407 ETR highway debts can now be included in a bankruptcy or a consumer […]

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Ontario Government Looks to Revoke Licence for Cash Store

In 2008 the Payday Loan Act set out stringent rules for how much payday loan companies such as Money Mart, Cash  Money and others can […]

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Debt Settlement Companies in Canada – Buyer Beware

Debt settlement companies are coming under some fire lately in the media. Trustees have been warning government authorities for years now about some of these […]

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Can I Pay Off My Student Loan in a Consolidation or via a Settlement?

Possibly!  Student loan debt is an eligible debt in either a bankruptcy or a consumer proposal provided it has been 7 years since you’ve been […]

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